Book Review: Harvesting Financial Prosperity by Brent M Johnson

Harvesting Financial Prosperity: Maximizing Wealth Through Expert Advice is a book that can change your life. Thanks to Brent M Johnson you will increase your income and your wealth by reviewing your money model.

Have you ever wondered how to achieve economic independence? I bet this thought does not let you sleep at night. Worrying about money can be a constant source of stress and anxiety. The turmoil that comes from a lack of control over your money can negatively affect your health and quality of life.

I want to be honest with you. This book does not promise you easy or immediate earnings, making you believe that tomorrow morning you will already wake up rich.

The author discusses various aspects of investment advisory services, retirement planning, asset allocation, and the importance of finding the right advisor. The book emphasizes the need for accountability, regular portfolio reviews, and staying informed about investment trends and performance.

One key point highlighted in the book is the importance of reading and keeping up with investment trends and performance. It suggests sources such as Barrons, Stockcharts.com, Business Week, and The Economist as good sources of information. The author also emphasizes the need for regular portfolio reviews and comparing investment returns to appropriate benchmarks.

In these pages you will immerse yourself in a transformative journey to wealth and financial prosperity. Through inspiring real examples, and concrete strategies, you will discover how to overcome the blocks that have been preventing you from achieving your financial goals. With practical exercises and powerful tools, you will learn to:

✍ Change your relationship with money and get rid of limiting beliefs that have kept you stuck.
✍ Design a personalized financial plan that aligns with your goals and values.
✍ Develop healthy, sustainable financial habits that propel you toward long-term prosperity.
✍ Take advantage of investment opportunities and create a diversified portfolio.
✍ Invest intelligently to grow your savings over time.
✍ Take advantage of financial opportunities to maximize your earnings.

The book covers various topics related to investing, insurance, and financial planning. It discusses key elements of investing such as risk management, fundamental and technical analysis, asset allocation, and portfolio diversification. It also explores topics like behavioral finance, investor psychology, and alternative investments. The book emphasizes the importance of finding a reliable advisor and provides tips on how to choose one.

It also highlights the significance of understanding risk and offers advice on fees, achieving financial goals, and making informed investment decisions. The book concludes by suggesting that readers stay informed about investment trends and hold their advisors accountable. It also emphasizes the importance of insurance and financial transparency when working with an advisor.

If you are ready to leave scarcity behind and embrace abundance in all its forms, this book will guide you on this exciting journey toward a bright financial future full of possibilities.

With "Harvesting Financial Prosperity" you will have access to powerful methods that helps you solve your financial problems effectively and easily. Brent M Johnson will guide you along a clear and practical path to financial success.

Whether you are starting your journey to financial freedom or want to sharpen your existing skills, this book is an essential resource for achieving your financial goals. Take control of your financial situation and start your path to prosperity.

In a financial career spanning almost sixty years, Warren Buffett has faced countless challenges, always achieving unparalleled success. His humility, his moral integrity and his intellectual honesty have not only made him loved by millions of investors but are also an object of study for all those who decide to pursue a financial career.

Despite the amount of information available on the stock market today, many investors still struggle to make profits. Warren Buffett's vision and experience lie far from the excesses of the market. That is why in this book Brent places the investment philosophy in mutual funds in the right perspective and, at the same time, shows how it is possible to effectively use exchange-traded funds or ETFs to lower costs, better diversification, and the replacement of below-average portfolio managers.

In a world full of financial complexities, finding a guide who speaks your language and walks you through concrete principles is essential. Brent M Johnson is not just a guide, it is your trusted companion on the road to financial prosperity.

Here is why it stands out:

⁂ Written by a financial expert, this guide distils years of knowledge into practical advice on how to choose stocks, when to buy stocks, future and options strategies etc.

⁂ Covers a wide range of financial strategies, from investing to saving to insurance to retirement planning.

⁂ Whether you want to invest, save for the future, or achieve a specific financial goal, Brent M Johnson provides personalized strategies.

The author aims to educate readers about investment, insurance, and financial planning.The author has experience as a Financial Advisor for Merrill Lynch, Guardian Life Insurance, and Woodbury.The book covers topics such as advisory firms and advisors, investments, investment reports, life insurance, long-term care insurance, disability insurance, and health insurance. It also discusses financial planning, estate planning, retirement planning, risk management, and achieving financial goals.

The author emphasizes the importance of discussing financial goals with a spouse and writing them down. The author suggests getting automobile, home, and umbrella property insurance policies if not already in place.

It advises getting health insurance for oneself and spouse, with coverage for children if applicable. The author recommends owning life insurance policies for oneself and spouse, especially for the primary wage-earner.It suggests starting to save money through a company's 401k plan or opening a ROTH IRA. The author mentions the importance of finding advisory firms that offer alternative investments and risk management products.It discusses what makes a good investment report and the importance of working with a trusted advisor.

The author suggests seeking expert advice on life, health, disability, and long-term care insurance.The book includes questions to ask when interviewing financial advisors, such as their experience, specialty skills, investment research, risk management approach, and the amount of money they manage.

I read this book because I was looking for a series of tips to try to achieve financial freedom through different opportunities. Although I do not think that it is so easy to become a millionaire simply by reading a book, and therefore although I took this book more out of curiosity than conviction.

Nevertheless, I must admit that the information provided by the author is interesting. Probably starting from these bases, it is also possible to arrive at important economic and financial results. The book is exactly what I needed, I really liked it because it is accessible to everyone, written in simple language and without unnecessary big words.

Meanwhile, the thing that initially struck me was the title of the book! It is a complete manual for studying, learning, and creating your economic well-being, a book full of ideas, with practical information and exercises, they are a map for your new financially free life. Useful for those who want to deepen their relationship with money.

This book will not only give you practical knowledge but will also empower you to make positive and lasting changes in your financial life. As you unlock your potential to thrive, you will discover that financial abundance is not just a goal, but a state of mind that allows you to live a full and enriching life.

The book also discusses biases in investing and the "smartest man syndrome" commonly found in advisors and clients. It emphasizes the importance of recognizing biases and making investment decisions based on research and rationality rather than emotions. The content also highlights the resistance to diversification and biases among financial advisors.

The book also touches on the importance of asset allocation, calculating the Sharpe ratio, and having discussions with the advisor to address any conflicts of interest. It suggests asking questions about the appropriateness of investment risks and ensuring that the advisor is participating in gains and not losing money.

One strength of the book is its recognition of the existence of biases in investing. It acknowledges that everyone, including advisors and clients, has biases and emotions when it comes to investing. By encouraging individuals to be honest about their biases and emotions, the author promotes self-awareness and a more rational approach to investing.

By prioritizing client satisfaction and charging reasonable fees, the content suggests that building strong relationships and maintaining trust is more beneficial in the long run than focusing on short-term gains. However, the content could benefit from a more balanced perspective.

Overall, the content provides some valuable insights into biases in investing and the importance of self-awareness.

In conclusion, the book covers various topics including advisory firms, investments, insurance, financial planning, estate planning, and retirement planning. It's important to focus on building wealth, understanding investments and insurance, and making informed decisions about your financial goals. If you have any doubts or concerns about an investment, ask about fees, risks, and how it aligns with your goals. If necessary, consider hiring a different advisor. When you have multiple advisors, evaluate their performance and accountability.

By reading this book I discovered what financial freedom is about and what we can all do to become rich! This book is very comprehensive, a truly extraordinary read from a financial perspective. Through pages packed with accessible financial wisdom and concrete examples, this book delves into the key aspects of finances, demystifying concepts and requiring a step-by-step approach to achieving financial success. It opened my mind on how to manage money and invest it. It is simple and very practical.

I recommend the guide to those like me who never stop and inform themselves about creating new opportunities in the world of finance.

About the Author

Brent M Johnson holds a Bachelor of Science in Business Administration from the University of Nebraska, with majors in Accounting, Business Administration, and Economics. Brent earned an MBA from the University of Houston, with honors, emphasizing Finance and Marketing. He earned the Chartered Financial Analyst and Certified Financial Planner designations.

Brent M Johnson was an MBA, Chartered Financial Analyst, CFP, and investment and insurance licensed Financial Advisor for Merrill Lynch, Guardian Life Insurance, and Woodbury. I spent twelve years as a Financial Advisor, primarily as a portfolio manager for retirement/investment account clients.

Brent M Johnson have purchased $55 million worth of bonds and stocks, about $5 million in annuities, and several million in alternative investments.